INFLUENCE OF ACCESS TO FINANCE ON SME GROWTH: A CASE STUDY OF BENEFICIARIES OF BANK OF INDUSTRY

Table of Contents

 

Title Page

 

Abstract

 

Chapter One: Introduction

 

1.1 Background to the Study

 

1.2 Statement of the Problem

 

1.3 Objectives of the Study

 

1.4 Research Questions

 

1.5 Research Hypothesis

 

1.6 Significance of the Study

 

1.7 Scope of the Study

 

1.8 Limitations of the Study

 

1.9 Organization of the Study

 

1.10 Definition of Terms

 

References

 

Chapter Two: Review of Related Literature

 

2.1 Introduction

 

2.2 Theoretical Review

 

2.2.1 Pecking Order Theory

 

2.2.2 Financial Growth Cycle Theory

 

2.2.3 Resource-Based View Theory

 

2.3 Conceptual Review

 

2.3.1 Concept of Small and Medium Enterprises

 

2.3.2 Concept of SME Growth

 

2.3.3 Concept of Access to Finance

 

2.3.4 Availability of Finance and SME Growth

 

2.3.5 Cost of Finance and SME Growth

 

2.3.6 Terms and Conditions of SME Financing

 

2.3.7 Bank of Industry and SME Financing

 

2.3.8 Financial Inclusion and SME Development

 

2.3.9 Business Advisory Services and SME Growth

 

2.3.10 Relationship between Access to Finance and SME Growth

 

2.4 Empirical Review

 

2.5 Summary of the Empirical Review

 

References

 

Chapter Three: Research Methodology

 

3.1 Research Design

 

3.2 Area of the Study

 

3.3 Population of the Study

 

3.4 Sample Size Determination

 

3.5 Sampling Technique

 

3.6 Nature of Respondents

 

3.7 Sources of Data

 

3.8 Instrument for Data Collection

 

3.9 Validity of the Instrument

 

3.10 Reliability of the Instrument

 

3.11 Method of Data Collection

 

3.12 Measurement of Variables

 

3.13 Method of Data Analysis

 

3.14 Ethical Considerations

 

3.15 Chapter Summary

 

Chapter Four: Data Analysis and Interpretation

 

4.1 Introduction

 

4.2 Response Rate

 

4.3 Demographic Characteristics of Respondents

 

4.4 Descriptive Analysis of Research Questions

 

4.4.1 Research Question One: Availability of Finance and SME Growth

 

4.4.2 Research Question Two: Cost of Finance and SME Growth

 

4.4.3 Research Question Three: Terms and Conditions of Financing and SME Growth

 

4.4.4 Research Question Four: SME Growth

 

4.5 Test of Hypotheses

 

4.5.1 Hypothesis One

 

4.5.2 Hypothesis Two

 

4.5.3 Hypothesis Three

 

4.5.4 Multiple Regression Analysis

 

4.6 Discussion of Findings

 

4.7 Chapter Summary

 

Chapter Five: Summary, Conclusion and Recommendations

 

5.1 Introduction

 

5.2 Summary of the Study

 

5.3 Summary of Findings

 

5.4 Conclusion

 

5.5 Recommendations

 

5.6 Contributions to Knowledge

 

5.7 Limitations of the Study

 

5.8 Suggestions for Further Research

 

5.9 Chapter Summary

 

Questionnaire

 

Section A: Demographic and Business Information

 

Section B: Availability of Finance and SME Growth

 

Section C: Cost of Finance and SME Growth

 

Section D: Terms and Conditions of Financing and SME Growth

 

Section E: SME Growth

 

Section F: Open-Ended Questions