TABLE OF CONTENTS
TITLE PAGE
ABSTRACT
CHAPTER ONE: INTRODUCTION
1.1 Background to the Study
1.2 Statement of the Problem
1.3 Objectives of the Study
1.4 Research Questions
1.5 Research Hypothesis
1.6 Significance of the Study
1.7 Scope of the Study
1.8 Limitations of the Study
1.9 Organization of the Study
1.10 Definition of Terms
REFERENCES
CHAPTER TWO: REVIEW OF RELATED LITERATURE
2.1 Introduction
2.2 Theoretical Review
2.2.1 Financial Inclusion Theory
2.2.2 Innovation Diffusion Theory
2.2.3 Schumpeter's Theory of Innovation
2.2.4 Endogenous Growth Theory
2.3 Conceptual Review
2.3.1 Overview of Key Concepts
2.3.2 The Rise of FINTECH in Nigeria
2.3.3 Financial Inclusion and Economic Empowerment
2.3.4 Reduction of Transaction Costs
2.3.5 Job Creation in the FINTECH Sector
2.3.6 Contribution to GDP Growth
2.3.7 Investment and Foreign Exchange Inflows
2.3.8 Innovations in Credit and Lending
2.3.9 Challenges Facing FINTECHs
2.3.10 Cybersecurity and Consumer Protection
2.3.11 Impact of the COVID-19 Pandemic
2.4 Empirical Review
2.5 Summary of Literature Reviews
REFERENCES
CHAPTER THREE: RESEARCH METHODOLOGY
3.1 Introduction
3.2 Research Design
3.3 Area of Study
3.4 Population of the Study
3.5 Sample Size Determination
3.6 Sampling Technique
3.7 Sources of Data
3.8 Data Collection Instrument
3.9 Validity of the Instrument
3.10 Reliability of the Instrument
3.11 Method of Data Collection
3.12 Method of Data Analysis
3.13 Ethical Considerations
3.14 Limitations of the Methodology
3.15 Summary
CHAPTER FOUR: DATA ANALYSIS AND INTERPRETATION
4.1 Introduction
4.2 Questionnaire Administration and Response Rate
4.3 Demographic Characteristics of Respondents
4.4 Analysis Based on Research Objectives
4.5 Summary of Descriptive Statistics
4.6 Test of Hypothesis
4.7 Discussion of Findings
4.8 Summary of Findings
4.9 Conclusion
CHAPTER FIVE: SUMMARY, CONCLUSIONS AND RECOMMENDATIONS
5.1 Introduction
5.2 Summary of the Study
5.3 Conclusions
5.4 Recommendations
5.4.1 Recommendations for Policy Makers and Regulatory Authorities
5.4.2 Recommendations for FINTECH Companies
5.4.3 Recommendations for Financial Institutions and Banks
5.4.4 Recommendations for Educational Institutions
5.4.5 Recommendations for Development Partners and International Organizations
5.5 Contributions to Knowledge
5.6 Limitations of the Study
5.7 Suggestions for Further Research
5.8 Concluding Remarks
APPENDIX: QUESTIONNAIRE
