THE ROLE OF COMMERCIAL BANKS TO THE DEVELOPMENT OF SCALE INDUSTRIES IN NIGERIA

ABSTRACT

Entrepreneurship is as old as Nigeria and had contributed to the growth of the economy. Presently in Nigeria, SMEs assist in promoting the growth of the country’s economy, hence Commercial Banks and all the levels of government at different times have policies which promote the growth and sustenance of SMEs.

This project examined  the role of commercial banks to the development of scale industries in Nigeria. It also identifies the marketing problems of SMEs and entrepreneurships in Nigeria, direct financial assistance to SMEs and the establishment of finance institutions to support SMEs. It identifies the roles of SMEs in Nigeria’s development and growth. It discusses the entrepreneurial thoughts, problems and advance practical marketing solution.

Survey design was employed with the use of a well structured questionnaire. Respondents were selected based on simple random sampling technique. Hundred (100)  staff of commercial banks were sampled.

Two hypotheses were formulated and tested with the use of Chi-Square analysis. The analysis resulted to rejecting both hypotheses and hence accepting the two alternate hypotheses.

Based on decisions of the tested hypotheses conclusions were reached that Commercial Banks contributes towards performance of Small scale business enterprises and The availability of credit facilities contributes to the survival of small business enterprises. Recommendations were proffered  to SMEs, Commercial Banks and the Nigerian Government.

TABLE OF CONTENTS

 

CHAPTER ONE: INTRODUCTION                                

1.1     Background of the Study

1.2     Objectives of the Study

1.3     Statement of the Problems  

1.4     Research Question        

1.5     Statement of Hypothesis         

1.6     significant of the Study

1.7     Research 

1.8     Scopes and Limitation

1.9     Organization of Work  

1.10   Definition of Terms

          References  

 

CHAPTER TWO: LITERATURE REVIEW

2.1     Introduction

2.2     Sources of Fund to the Small Scale Enterprises  

2.3     Operation of Government Programmes for Small Scale

          Enterprises (SSE)          

2.4     The Role of Commercial Banks

2.5     Problem of Small Scale Enterprises

2.5.1problems Associated with Commercial Banks

2.5.2 Problems Associated with the Government

2.5.3 Problems Associated With Small Scale Industries

Themselves

 

CHAPTER THREE

RESEARCH METHODOLOGY

3.0     Introduction

3.1     Research Design

3.2     Sources of Data Collection

3.3     Study Population 

3.4     Sample Size and Sampling Technique

3.5        Restatement of Research Questions 

3.6        Restatement of Research Hypotheses

3.7     Method of Data Analysis

3.8     Validity and Reliability of the Research Instrument

3.9     Limitations of the Research Method

 

CHAPTER FOUR

DATA PRESENTAION AND ANALYSIS

 

4.0     Introduction

4.1        Analysis Of Personal Characteristics of the Respondent

4.2        Analysis Of Response of Respondents to The Problem Areas.

4.3     Testing of Hypotheses   

4.3.1 Test of Hypothesis One

4.3.2  Test of Hypothesis Two          

 

CHAPTER FIVE

SUMMARY, CONCLUSION AND RECOMMENDATIONS

 

5.1     Summary                                

5.2     Conclusions        

5.3     Recommendations

References  

Bibliography

Appendix   60

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