PROBLEMS AND PROSPECTS OF LENDING TO SMALL SCALE AGRICULTURAL PRODUCERS IN NIGERIA
TABLE OF CONTENTS
TITLE PAGE - - - - - - - - - i
DECLARATION - - - - - - - - - ii
APPROVAL PAGE - - - - - - - - - iii
DEDICATION - - - - - - - - - iv
ACKNOWLEDGEMENT - - - - - - - - v
ABSTRACT - - - - - - - - - - vi
TABLE OF CONTENTS - - - - - - - - viii
CHAPTER ONE
INTRODUCTION
1.1 BACKGROUND OF THE STUDY - - - - - 1
1.2 STATEMENT OF THE PROBLEM - - - - - 7
1.3 OBJECTIVES OF THE STUDY - - - - - - 8
1.4 RESEARCH QUESTIONS - - - - - - 8
1.5 SIGNIFICANCE OF THE STUDY - - - - - 9
1.6 SCOPE OF THE STUDY - - - - - - - 10
1.7 LIMITATION OF THE STUDY - - - - - - 11
CHAPTER TWO
- LITERATURE REVIEW - - - - - - 12
- ROLE OF CREDIT IN AGRICULTURAL DEVELOPMENT - 13
2.2 CHANNELS AVAILABLE FOR FINANCING TO SMALL SCALE FARMERS IN NIGERIA - - - - - - - 14
2.3 LOAN PROCEDURES IN BANK OF AGRICULTURE - - 16
2.4 SMALL SCALE FARMERS IN NIGERIA - - - - 18
2.5 PROBLEMS IN ACCESSING AND REPAYMENT OF LOANS BY SMALL SCALE FARMERS - - - - - - 20
- PROSPECTS OF LOAN FINANCING TO AGRICULTURAL SECTOR PARTICULARLY SMALL SCALE FARMERS - - - 21
CHAPTER THREE
RESEARCH METHODOLOGY
3.0 INTRODUCTION - - - - - - - - 26
3.1 RESEARCH DESIGN - - - - - - - 26
3.2 AREA OF STUDY - - - - - - - - 27
3.3 POPULATION OF THE STUDY - - - - - 27
3.4 SAMPLE SIZE AND SAMPLING TECHNIQUE - - - 27
3.5 RESEARCH INSTRUMENT USED - - - - - 27
3.6 AMDINISTRATION OF THE INSTRUMENT - - - 28
3.7 TECHNIQUES USED FOR DATA ANALYSIS - - - 28
CHAPTER FOUR
DATA PRESENTATION, ANALYSIS AND INTERPRETATION
4.1 INTRODUCTION - - - - - - - - 29
4.2 DATA PRESENTATION - - - - - - - 29
4.3 DATA ANALYSIS - - - - - - - - 30
4.4 ANALYSIS OF DATA COLLECTION - - - - - 36
4.5 SUMMARY OF FINDINGS - - - - - - 36
CHAPTER FIVE
SUMMARY, CONCLUSION AND RECOMMENDATIONS
5.1 SUMMARY - - - - - - - - - 38
5.2 CONCLUSION - - - - - - - - 39
5.3 RECOMMENDATIONS - - - - - - - 41
BIBLIOGRAPHY - - - - - - - - - 43
APPENDIX I - - - - - - - - - 45
APPENDIX II - - - - - - - - - 46