AN ASSESSMENT OF LOAN MANAGEMENT IN THE BANKING SECTOR OF NIGERIA (A CASE STUDY OF UNION BANK PLC, UYO MAIN OFFICE)
ABSTRACT
This project work An Assessment of Loans management in banking sectors a study of Union Bank of Nigeria Plc. Uyo Branch. The study has been done in an attempt to explore the extent the Union bank Kaduan Branch has been controlling its credit system to the Central Bank of Nigeria. Credit guidelines in the development of the National economy.
Banks have generally been credited with and enviable image of being an important sources for capital development. This recognition is derived largely from assumed roles of most banking Institution in mobilizing various depot and channeling their towards profitable investment outlets to the extent that the size, type and level of such investments along with other complementary factors contribute to the improvements of National economy.
Some of the highlights in his project statement of the background of Union Bank Plc, statement of the general problems, objectives of the study, hypothesis, limitation and delimitations, significance, organization and definition of term.
The study includes a review of related literature on how commercial banks determine their lending powers, the CBN credit control and monetary policy over the banks. In addition the study includes types of securities and analysis of sectoral distribution of loans and advances.
The chapter three of the study terms loans and advances. However, it is hope that that the banks will pay more attention in granting loans to the productive sectors of the economy so as to make industrialization policy of the country a reality.
The researcher also has given useful recommendation that will aid and assist the development of banking system and the economy in general.
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