ABSTRACT
Objective of this project deals with how risk may best be handled in an organization especially in a non-bank financial institution. It also center in foreseeing, preventing or at worst effectively handling such risk in any event. Information was also got from the internet, text books in the library, also from insurance companies and from questionnaire. Hypothesis is been used during the process of this project in order to tell us the methods which is to be tested in accord with which the consequences may be known or determined. Recommendation was derived from findings of this topic.