ABSTRACT
Microfinance banks are banks that provide banking or financial services other than services provided by commercial banks targeted at people living in the rural dwellers. Microfinance banks have able to improve the banking habit of the rural dwellers I,e the degree at which the rural dwellers make use of banking service or patronize banks. In view of even economic development, microfinance banks have played a great role by providing banking and financial services to peasant low income earners, rural dwellers, and small scale business.
