ABSTRACT
This paper aims of examining the problems new banks the impact of the problem on the banking industry and the possible strategies by which such problems can solved .however ,personal objective part from academic fulfillment made this plausible ,hence it did not subscribe to the particular economies theories ,rather the various problem of new banks prevalent in Nigerian are studies .To this end ,the look is designed to serve as a reference guide to both students who wish to know about the problems of new banks and also to the policy making body of the government ,the central bank of Nigerian This research work is not in any way an exhaustive study of problem of new bank in Nigerian ,because to get a clear ,thorough and exhaustive overview of these problem of new bank in Nigerian would include a heavy expenditure beyond the finance of this research .the following areas was therefore studied causes of bank failure ,how to improve the safety of banks organsational problem of new banks prospect of new bank and policy recommendation made ,conscious of the fact that many important problem vela try to the sudsiest were not treated because of time and money .